*,:before,:after{box-sizing:border-box;margin:0;padding:0}:root{--burgundy-deep:#6b2d3e;--burgundy-mid:#8b3d52;--burgundy-light:#b85a75;--burgundy-xlight:#f5dde2;--burgundy-xxlight:#fcf6f8;--gold:#ffd166;--dark:#2a1820;--text:#2a1820;--text-muted:#5a3d48;--text-light:#9b7783;--border:#e8c8d1;--bg-light:#fcf6f8;--white:#fff;--shadow-sm:0 1px 3px #2a182014;--shadow-md:0 4px 16px #2a18201a;--shadow-lg:0 8px 32px #2a182021;--radius-sm:6px;--radius-md:10px;--radius-lg:16px;--font-display:"Lora", Georgia, serif;--font-body:"DM Sans", system-ui, sans-serif;--max-w:760px;--max-w-wide:1100px}html{scroll-behavior:smooth;font-size:16px}body{font-family:var(--font-body);color:var(--text);background:var(--white);-webkit-font-smoothing:antialiased;line-height:1.6}a{color:var(--burgundy-deep);text-underline-offset:2px;text-decoration:underline}a:hover{color:var(--burgundy-mid)}h1,h2,h3,h4{font-family:var(--font-display);color:var(--dark);line-height:1.2}.site-wrapper{flex-direction:column;min-height:100vh;display:flex}.main-content{flex:1}.content-width{max-width:var(--max-w);margin:0 auto;padding:0 20px}.wide-width{max-width:var(--max-w-wide);margin:0 auto;padding:0 24px}.navbar{background:var(--white);border-bottom:1px solid var(--border);z-index:100;box-shadow:var(--shadow-sm);position:sticky;top:0}.navbar-inner{max-width:var(--max-w-wide);justify-content:space-between;align-items:center;height:64px;margin:0 auto;padding:0 24px;display:flex}.navbar-logo{color:var(--dark);align-items:center;gap:10px;text-decoration:none;display:flex}.navbar-logo-icon{background:var(--burgundy-deep);color:#fff;border-radius:7px;justify-content:center;align-items:center;width:32px;height:32px;font-size:16px;display:flex}.navbar-logo-text{font-family:var(--font-display);color:var(--dark);font-size:1.1rem;font-weight:600}.navbar-logo-text span{color:var(--burgundy-deep)}.navbar-links{gap:28px;list-style:none;display:flex}.navbar-links a{color:var(--text-muted);font-size:.9rem;font-weight:500;text-decoration:none;transition:color .15s}.navbar-links a:hover{color:var(--burgundy-deep)}.nav-cta{border-radius:var(--radius-sm);padding:8px 16px;background:var(--burgundy-deep)!important;color:#fff!important;font-weight:600!important}.nav-toggle{cursor:pointer;background:0 0;border:none;flex-direction:column;gap:5px;padding:4px;display:none}.nav-toggle span{background:var(--dark);border-radius:2px;width:22px;height:2px;display:block}.hero{background:var(--white);text-align:center;padding:56px 24px 80px}.hero-badge{background:var(--burgundy-xlight);border:1px solid var(--border);color:var(--burgundy-deep);border-radius:20px;align-items:center;gap:6px;margin-bottom:20px;padding:5px 12px;font-size:.82rem;font-weight:600;display:inline-flex}.hero h1{color:var(--dark);max-width:680px;margin-bottom:16px;margin-left:auto;margin-right:auto;font-size:clamp(2rem,5vw,2.9rem);font-weight:700}.hero-sub{color:var(--text-muted);max-width:540px;margin:0 auto 28px;font-size:1.05rem;line-height:1.65}.hero-sub strong{color:var(--dark);font-weight:600}.hero-byline{color:var(--text-light);margin-top:14px;font-size:.82rem}.hero-byline a{color:var(--text-muted);font-weight:500}.btn-primary{background:var(--burgundy-deep);color:#fff;font-family:var(--font-body);border-radius:var(--radius-sm);cursor:pointer;border:none;padding:15px 32px;font-size:1.05rem;font-weight:600;text-decoration:none;transition:background .15s,transform .1s;display:inline-block;box-shadow:0 2px 8px #6b2d3e40}.btn-primary:hover{background:var(--burgundy-mid);color:#fff;transform:translateY(-1px)}.btn-secondary{color:var(--burgundy-deep);font-family:var(--font-body);border-radius:var(--radius-sm);border:2px solid var(--burgundy-deep);background:0 0;padding:10px 20px;font-size:.95rem;font-weight:600;text-decoration:none;transition:all .15s;display:inline-block}.btn-secondary:hover{background:var(--burgundy-deep);color:#fff}.ad-slot{background:var(--bg-light);border:1px dashed var(--border);border-radius:var(--radius-sm);color:var(--text-light);letter-spacing:.05em;text-transform:uppercase;justify-content:center;align-items:center;font-size:.75rem;display:flex}.ad-leaderboard{width:100%;height:90px;margin:0 0 8px}.ad-rectangle{width:100%;max-width:336px;height:280px;margin:32px auto}.ad-banner{width:100%;height:90px;margin:40px 0}.calculator-section{background:var(--white);padding:24px 24px 48px}.calculator-card{max-width:var(--max-w);background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);margin:0 auto;overflow:hidden}.calculator-iframe{border:none;width:100%;min-height:800px;display:block}.calculator-placeholder{background:linear-gradient(135deg, var(--burgundy-xxlight) 0%, var(--white) 100%);text-align:center;flex-direction:column;justify-content:center;align-items:center;gap:12px;min-height:420px;padding:48px 32px;display:flex}.calculator-placeholder .calc-icon{margin-bottom:8px;font-size:3rem}.calculator-placeholder h3{color:var(--dark);font-size:1.3rem;font-family:var(--font-display)}.calculator-placeholder p{color:var(--text-muted);max-width:320px;font-size:.95rem}.features-section{background:var(--white);padding:48px 24px}.features-grid{max-width:var(--max-w);grid-template-columns:repeat(3,1fr);gap:16px;margin:0 auto;display:grid}.feature-card{background:var(--white);border:1px solid var(--border);border:1px solid var(--border);border-radius:var(--radius-md);text-align:center;padding:24px 20px}.feature-icon{margin-bottom:10px;font-size:1.8rem}.feature-label{color:var(--dark);margin-bottom:6px;font-size:.95rem;font-weight:700}.feature-desc{color:var(--text-muted);font-size:.85rem;line-height:1.5}.content-section{padding:48px 24px}.content-section.alt{background:var(--white)}.content-section h2{color:var(--dark);margin-bottom:16px;font-size:clamp(1.4rem,3vw,1.85rem)}.content-section p{color:var(--text-muted);margin-bottom:16px;font-size:.975rem;line-height:1.75}.content-section p strong{color:var(--dark);font-weight:600}.faq-section{background:var(--white);padding:48px 24px}.faq-section h2{margin-bottom:24px}.faq-list{max-width:var(--max-w);margin:0 auto}.faq-item{border-bottom:1px solid var(--border)}.faq-question{text-align:left;cursor:pointer;width:100%;font-family:var(--font-body);color:var(--dark);background:0 0;border:none;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font-size:.975rem;font-weight:600;transition:color .15s;display:flex}.faq-question:hover{color:var(--burgundy-deep)}.faq-chevron{color:var(--burgundy-deep);flex-shrink:0;font-style:normal;transition:transform .2s}.faq-item.open .faq-chevron{transform:rotate(180deg)}.faq-answer{color:var(--text-muted);padding:0 0 18px;font-size:.925rem;line-height:1.75;display:none}.faq-item.open .faq-answer{display:block}.faq-more{text-align:center;margin-top:24px}.guide-links-section{background:var(--white);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:40px 24px}.guide-links-section h2{margin-bottom:20px;font-size:1.3rem}.guide-links-list{list-style:none}.guide-links-list li{border-bottom:1px solid var(--border);padding:8px 0}.guide-links-list li:last-child{border-bottom:none}.guide-links-list a{color:var(--burgundy-deep);font-size:.95rem;font-weight:500;text-decoration:none}.guide-links-list a:hover{text-decoration:underline}.articles-section{padding:48px 24px}.articles-section h2{margin-bottom:24px}.articles-grid{grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:20px;display:grid}.article-card{border:1px solid var(--border);border-radius:var(--radius-md);background:var(--white);color:inherit;text-decoration:none;transition:box-shadow .2s,transform .2s;display:block;overflow:hidden}.article-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.article-card-img{border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:64px;height:64px;margin:20px 0 0 20px;font-size:2rem;display:flex}.article-card-body{padding:16px}.article-card-tag{text-transform:uppercase;letter-spacing:.08em;color:var(--burgundy-deep);margin-bottom:6px;font-size:.72rem;font-weight:700}.article-card-title{font-family:var(--font-display);color:var(--dark);margin-bottom:6px;font-size:.975rem;font-weight:600;line-height:1.35}.article-card-desc{color:var(--text-muted);font-size:.82rem;line-height:1.55}.footer{background:var(--dark);color:#a8c0ae;margin-top:auto;padding:48px 24px 0}.footer-inner{max-width:var(--max-w-wide);border-bottom:1px solid #ffffff14;grid-template-columns:2fr 1.5fr 1fr;gap:40px;margin:0 auto;padding-bottom:40px;display:grid}.footer-brand-name{font-family:var(--font-display);color:var(--white);margin-bottom:10px;font-size:1.05rem;font-weight:700}.footer-brand-desc{color:#b85a75;font-size:.875rem;line-height:1.65}.footer-col h4{font-family:var(--font-body);text-transform:uppercase;letter-spacing:.1em;color:#fff9;margin-bottom:14px;font-size:.72rem;font-weight:700}.footer-col ul{list-style:none}.footer-col ul li{margin-bottom:9px}.footer-col ul a{color:#b85a75;font-size:.875rem;text-decoration:none;transition:color .15s}.footer-col ul a:hover{color:var(--white)}.footer-bottom{max-width:var(--max-w-wide);flex-direction:column;gap:10px;margin:0 auto;padding:20px 0;display:flex}.footer-disclaimer{color:#8b3d52;font-size:.775rem;line-height:1.65}.footer-disclaimer strong{color:#9b7783}.footer-copyright{color:#6b2d3e;font-size:.775rem}.page-header{background:var(--white);border-bottom:1px solid var(--border);text-align:center;padding:48px 24px 40px}.page-header h1{margin-bottom:12px;font-size:clamp(1.6rem,4vw,2.4rem)}.page-header p{color:var(--text-muted);max-width:520px;margin:0 auto;font-size:1rem}.legal-content{padding:48px 24px 64px}.legal-content h2{margin:32px 0 12px;font-size:1.3rem}.legal-content p,.legal-content li{color:var(--text-muted);margin-bottom:12px;font-size:.925rem;line-height:1.75}.legal-content ul{padding-left:20px}.about-content{padding:48px 24px 64px}.about-content p{color:var(--text-muted);margin-bottom:20px;font-size:.975rem;line-height:1.8}.about-content h2{margin:32px 0 12px;font-size:1.35rem}.contact-section{padding:48px 24px 64px}.contact-form{flex-direction:column;gap:16px;max-width:520px;display:flex}.form-group{flex-direction:column;gap:6px;display:flex}.form-group label{color:var(--dark);font-size:.875rem;font-weight:600}.form-group input,.form-group textarea{border:1px solid var(--border);border-radius:var(--radius-sm);font-family:var(--font-body);color:var(--text);background:var(--white);outline:none;padding:10px 14px;font-size:.9rem;transition:border-color .15s}.form-group input:focus,.form-group textarea:focus{border-color:var(--burgundy-mid);box-shadow:0 0 0 3px #b85a7526}.form-group textarea{resize:vertical;min-height:120px}@media (max-width:768px){.navbar-links{background:var(--white);border-bottom:1px solid var(--border);box-shadow:var(--shadow-md);z-index:99;flex-direction:column;gap:16px;padding:16px 24px;display:none;position:absolute;top:64px;left:0;right:0}.navbar-links.open,.nav-toggle{display:flex}.features-grid{grid-template-columns:1fr}.footer-inner{grid-template-columns:1fr;gap:32px}.hero{padding:40px 20px 36px}}