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Quick answer

Code BB in Box 12 of your W-2 means roth 403(b) contribution (after-tax). Tax treatment: After-tax.

What Code BB means

Like a Roth 401(k), the benefit is tax-free qualified withdrawals later, not a deduction now.

Does Code BB affect my taxes?

Your Roth 403(b) contribution โ€” the after-tax version of a 403(b). It's already included in your Box 1 wages, so there's no deduction.

Where to find Code BB on your W-2

Box 12 has up to four slots โ€” labeled 12a, 12b, 12c, and 12d. Each slot shows a letter code and a dollar amount. The 12aโ€“12d labels are just line numbers; the actual code is the small letter next to the money. So "12a: BB 5,000" means Code BB with a $5,000 amount. When you file, enter the code and amount exactly as shown.

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Frequently asked questions

Your Roth 403(b) contribution โ€” the after-tax version of a 403(b). It's already included in your Box 1 wages, so there's no deduction.
Enter the code and amount into your tax software exactly as they appear on the W-2. The software handles the rest โ€” you don't calculate anything by hand.
Box 12 has up to four slots labeled 12a, 12b, 12c, and 12d. Each slot holds a letter code and a dollar amount. The small letter (like BB) is the code; the number next to it is the amount. The 12aโ€“12d labels are just line labels, not codes.
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